Ropefiasco is a venture laboratory bridging cultural velocity with financial rigor. We architect infrastructure for the new economy.

Our work focuses on "Productive Capital"—transforming static assets into liquid, yield-bearing instruments. By leveraging decentralized protocols and compliant legal frameworks, we unlock value where traditional markets see only risk.

Whether digitizing human capital in sports or democratizing credit access in emerging markets, our mission is singular: to build the rails that allow potential to become power.

Institutional Finance

ACE Protocol

A regulated protocol for tokenizing and factoring athlete income streams. ACE transforms illiquid NIL contracts into secured, high-yield productive capital.

Enter Protocol
Utility Infrastructure

BEAM

Bio-Economic Access Module. A decentralized micro-lending protocol using biometric identity to solve the Sybil problem and enable under-collateralized credit.

Launch App

Receivables Factoring & Yield

The Thesis: Student-athlete contracts are high-value receivables trapped in an illiquid market. ACE provides the infrastructure to factor these contracts, turning future cash flows into immediate working capital for the athlete.

The Economics of Acceleration: Our yield is not inflationary. It is derived from the discount rate applied to these receivables. Investors capture the "liquidity premium" by providing capital when it is most valuable—today.

Archetype 1

The Transfer Bridge

Target APY: 12-14%

Archetype 2

Performance Accelerator

Target APY: 10-12%

Archetype 3

Family Anchor

Target APY: 8-10%

Archetype 4

Brand Empire

Target APY: 15%+

Archetype 5

Future Trust

Target APY: 4-5%

Yield Calculator

Performance Accelerator

Logic: Commercial Loan Rate. Medium duration (1 season). Risk is mitigated by potential draft stock increase. Capital used for coaching/nutrition.

Est. Annual Yield

$1,000

Total Liquidity (1 Year)

$11,000

*Yields are dynamic estimates based on historical factoring rates and risk premiums. Not a guarantee of future performance.

Become a Partner

Liquidity Provider Access

Public liquidity pools are currently gated for compliance.

To participate in the genesis pool, please submit an Institutional Inquiry above.
KYC/AML verification required for all on-chain contributions.

ACE: Athlete Capital Exchange

Value-Extraction & Acceleration Protocol

Version 3.4 | Institutional Draft

1. Executive Summary

The asset class of "Human Capital" in sports has historically been illiquid. ACE creates a standardized protocol to factor and tokenize these future income streams. By shifting from a lending model to a receivables factoring model, we create a secured asset class that offers predictable yield to investors while providing acceleration capital to athletes.

2. Market Inefficiency

  • Liquidity Mismatch: Contract value is high, but cash flow is slow.
  • Risk Mispricing: Traditional banks cannot underwrite "talent" risk.
  • Access: Institutional investors lack a vehicle to access this uncorrelated asset class.
  • Revenue Gap: Universities currently lack a mechanism to capture revenue from outside NIL deals.

3. The Solution: TAIS Protocol

Tokenized Athlete Income Streams (TAIS) represent a legal claim on future contract revenue. ACE utilizes a "Notice of Assignment" framework where the Payer (Brand/Collective) directs funds to the Protocol's Smart Contract, not the athlete. This creates a "closed-loop" payment system.

Split-Tranche Trusts: To balance immediate needs with long-term wealth, ACE splits capital into Tranche A (Acceleration - 60%) for immediate use and Tranche B (Preservation - 40%) locked in a yield-bearing trust until graduation.

4. Risk & Governance

4.1 Legal Assignment: We do not rely solely on code. We utilize tri-party agreements to secure the income stream at the source.

4.2 Insurance Wrappers: Yield reserves fund an Insurance Pool to protect principal against "Force Majeure" events (injury/cancellation).

4.3 Compliance: All liquidity providers undergo KYC/AML. The protocol is built to interface with traditional banking rails for fiat settlement.

4.4 Institutional Licensing: Smart contracts automatically route licensing royalties to Universities for IP usage, aligning institutional incentives.

5. Conclusion

ACE is the bridge between the efficiency of DeFi and the legal rigor of structured finance. We are building the Nasdaq for Human Potential.

6. Disclaimer

This document is for informational purposes only. It does not constitute an offer to sell or a solicitation of an offer to buy any securities. The ACE Protocol utilizes blockchain technology for settlement efficiency; however, all underlying assets are secured by legal contracts in the physical world. "Programmatically enforced" refers to the automated execution of pre-agreed logic, not a guarantee of solvency. The protocol is designed to align with NCAA interim guidelines and applicable state NIL laws.

References

  • Buterin, V. (2014). Ethereum: A Next-Generation Smart Contract and Decentralized Application Platform.
  • DL Research. (2025). The Katana Flywheel: Rethinking Incentives and Liquidity for Sustainability.
  • NCAA. (2021). Name, Image, Likeness Policy. Retrieved from ncaa.org

DROP 001

Restricted Access / Limited Release / Heavyweight Cotton

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BEAM

NOT VERIFIED

Credit Limit

$0

Welcome to BEAM.

Secured on World Chain

The Utility Layer

BEAM (Bio-Economic Access Module) is a decentralized micro-lending protocol designed to bridge the gap between on-chain liquidity and real-world borrowers. By replacing traditional collateral with biometric identity, BEAM solves the "Sybil Attack" problem that has historically prevented under-collateralized lending in crypto.

Bio-Verification

Users prove they are unique humans using World ID. This ensures one person = one credit line.

Instant Liquidity

Verified users access micro-loans ($20–$50) instantly via World Chain, settled in stablecoins.

Reputation Mining

Repayment builds an on-chain "Trust Score" (SBT), unlocking higher credit limits without banks.

The Latin America Opportunity

Latin America is the world's most active crypto-adoption zone, yet millions remain "unbanked." Costa Rica represents the perfect regulatory sandbox for BEAM's pilot.

  • The Gap: Gig workers often face predatory rates (100%+) from informal lenders due to lack of credit history.
  • The Solution: BEAM offers a compliant alternative. Smart contracts enforce interest rate caps (max ~36-43%), ensuring safety for borrowers and sustainable yield for LPs.
  • Adoption: With Worldcoin infrastructure live in San José, BEAM activates financial utility for verified users immediately.

Why Ropefiasco?

"Ropefiasco views crypto not just as a trading asset, but as essential infrastructure for enterprise. BEAM represents our commitment to building 'Utility Layer' applications that generate real yield from real economic activity."

Interested in the technical details?