Ropefiasco is the parent laboratory for two distinct verticals: ACE (Institutional Finance) and RFSC (Apparel). We exist to bridge the gap between cultural velocity and financial rigor.

Our flagship initiative, ACE (Athlete Capital Exchange), is a regulated protocol designed to tokenize and factor athlete income streams. We do not merely "lend"; we acquire high-grade receivables, allowing athletes to extract value today to accelerate their human capital development.

This financial architecture is balanced by our creative output—a minimalist apparel line that serves as the physical "Proof of Culture" for our community.

Founded by a former Division I athlete with a background in Wealth Management and Commercial Credit, Ropefiasco transforms the volatile potential of sports into a secured, predictable asset class.

Receivables Factoring & Yield

The Thesis: Student-athlete contracts are high-value receivables trapped in an illiquid market. ACE provides the infrastructure to factor these contracts, turning future cash flows into immediate working capital for the athlete.

The Economics of Acceleration: Our yield is not inflationary. It is derived from the discount rate applied to these receivables. Investors capture the "liquidity premium" by providing capital when it is most valuable—today.

Archetype 1

The Transfer Bridge

Target APY: 12-14%

Archetype 2

Performance Accelerator

Target APY: 10-12%

Archetype 3

Family Anchor

Target APY: 8-10%

Archetype 4

Brand Empire

Target APY: 15%+

Archetype 5

Future Trust

Target APY: 4-5%

Yield Calculator

Performance Accelerator

Logic: Commercial Loan Rate. Medium duration (1 season). Risk is mitigated by potential draft stock increase. Capital used for coaching/nutrition.

Est. Annual Yield

$1,000

Total Liquidity (1 Year)

$11,000

*Yields are dynamic estimates based on historical factoring rates and risk premiums. Not a guarantee of future performance.

Become a Partner

Liquidity Provider Access

Public liquidity pools are currently gated for compliance.

To participate in the genesis pool, please submit an Institutional Inquiry above.
KYC/AML verification required for all on-chain contributions.

ACE: Athlete Capital Exchange

Value-Extraction & Acceleration Protocol

Version 3.3 | Institutional Draft

1. Executive Summary

The asset class of "Human Capital" in sports has historically been illiquid. ACE creates a standardized protocol to factor and tokenize these future income streams. By shifting from a lending model to a receivables factoring model, we create a secured asset class that offers predictable yield to investors while providing acceleration capital to athletes.

2. Market Inefficiency

  • Liquidity Mismatch: Contract value is high, but cash flow is slow.
  • Risk Mispricing: Traditional banks cannot underwrite "talent" risk.
  • Access: Institutional investors lack a vehicle to access this uncorrelated asset class.
  • Revenue Gap: Universities currently lack a mechanism to capture revenue from outside NIL deals.

3. The Solution: TAIS Protocol

Tokenized Athlete Income Streams (TAIS) represent a legal claim on future contract revenue. ACE utilizes a "Notice of Assignment" framework where the Payer (Brand/Collective) directs funds to the Protocol's Smart Contract, not the athlete. This creates a "closed-loop" payment system.

Split-Tranche Trusts: To balance immediate needs with long-term wealth, ACE splits capital into Tranche A (Acceleration - 60%) for immediate use and Tranche B (Preservation - 40%) locked in a yield-bearing trust until graduation.

4. Risk & Governance

4.1 Legal Assignment: We do not rely solely on code. We utilize tri-party agreements to secure the income stream at the source.

4.2 Insurance Wrappers: Yield reserves fund an Insurance Pool to protect principal against "Force Majeure" events (injury/cancellation).

4.3 Compliance: All liquidity providers undergo KYC/AML. The protocol is built to interface with traditional banking rails for fiat settlement.

4.4 Institutional Licensing: Smart contracts automatically route licensing royalties to Universities for IP usage, adhering to standard IP commercialization practices.

5. Conclusion

ACE is the bridge between the efficiency of DeFi and the legal rigor of structured finance. We are building the Nasdaq for Human Potential.

6. Disclaimer

This document is for informational purposes only. It does not constitute an offer to sell or a solicitation of an offer to buy any securities. The ACE Protocol utilizes blockchain technology for settlement efficiency; however, all underlying assets are secured by legal contracts in the physical world. "Programmatically enforced" refers to the automated execution of pre-agreed logic, not a guarantee of solvency.

References

  • Buterin, V. (2014). Ethereum: A Next-Generation Smart Contract and Decentralized Application Platform.
  • DL Research. (2025). The Katana Flywheel: Rethinking Incentives and Liquidity for Sustainability.
  • NCAA. (2021). Name, Image, Likeness Policy. Retrieved from ncaa.org

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